Oja

Business records

Create business records

Revenue breakdowns, settlement history, expenses, margins, and an audit trail of who changed what, when.

Tax season and bank loans need numbers that match your statement to the kobo.

Settlements, platform fees, shipping spend, and margins sit beside every order.

Structured exports mean your accountant spends less time fixing data and more time advising.

Settlement ledger

  • Order #1042₦45,000Settled
  • Order #1041₦12,500Settled
  • Shipping spend₦2,400Expense
  • Platform fee₦450Fee

Settlement trails

Every payment method logged with order references.

Profit visibility

Gross profit, shipping, and tax alongside revenue.

Audit logs

Who changed prices, processed refunds, or adjusted stock.

Expense tracking

Shipping and platform costs beside revenue, not in side sheets.

Export-ready

Reports formatted for accountants and bank applications.

Accountability

Essential as more than one person touches money or inventory.

Settlements

Every kobo tied to an order

Transfers, cards, and cash payments reconcile to orders with clear settlement status.

Withdrawal history shows what landed in your bank and when.

  • Per-order payment trail
  • Wallet and withdrawal log
  • Fee breakdown

Audit

Accountability as your team grows

Know who processed refunds, changed prices, or adjusted stock.

Least-privilege staff access pairs with logs for oversight without micromanaging.

  • Staff attribution
  • Refund and price change log
  • Stock adjustment history

Records without a full-time accountant

See settlement history that maps to bank lines. Understand margin after fees and delivery.

Audit logs answer who did what when disputes or loan applications arise.

  • Settlement exports
  • Order-linked payments
  • Staff action history

Built for

  • Merchants preparing for loans or formal registration
  • Teams where more than one person touches money
  • Anyone who has argued about month-end numbers

FAQ

Questions

Can I reconcile with my bank?

Yes. Settlements link to order references for straightforward matching.

Who changed prices or stock?

Audit logs record sensitive actions with staff attribution.

Pair records with analytics for trends and payments for settlement detail.

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