Collect payments
Cards, transfers, USSD, QR, cash, and POS in one wallet. Oja Terminal gives each store its own virtual account with instant transfer confirmation.
Transfers to confirm manually, Paystack in one tab, cash at the counter. Payment fragmentation costs Nigerian merchants hours every week.
Oja Terminal gives each store a dedicated account number. Paystack confirms transfers automatically so you know ₦45,000 landed before you release goods.
Every payment method ties to an order. Settlements land in your Oja wallet. Withdraw manually or on 12h, 24h, or 48h cycles.
Stop checking receipts
Oja tells you the moment money lands. A screenshot is never proof again.
Matched to the order
Transfers are linked to the sale, so your records stay right without typing.
A poster for your counter
Print your account number so customers can pay without asking.
Your own account number
Customers pay your store's virtual account. Instant Paystack confirmation.
Every tender, one ledger
Cards, USSD, QR, cash, and terminal payments map to the same order and wallet.
Withdraw on your schedule
Manual withdrawal or automated 12h, 24h, and 48h settlement cycles.
- Choose who pays the small transfer fee: you, or the customer.
- Money from transfers shows in Your money, ready to withdraw to your bank.
Set it up in minutes on iPhone, iPad, Android or the web. One account, the same data everywhere.