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How to Take Cash, Transfer and Oja Terminal Payments at the Till

Cash with the change worked out, a transfer to your account, your own card machine, or Oja Terminal matched to the sale. Here is how each one works at the till.

5 min read7 stepsReal app screensUpdated 6 Nov 2026
How to Take Cash, Transfer and Oja Terminal Payments at the Till

When you tap Charge at the till, Oja asks one question: how are they paying? Each answer has its own short screen, so you take the money the right way and the sale is recorded once.

Before you start

  • The Odogwu or Chairman plan.
  • The payment methods you take turned on for the till in Payments you accept.
  • For Oja Terminal, your Oja Terminal account number set up.

1

Cash: let the till work out the change

Tap Cash. Tap a quick amount, like Exact or ₦30,000, or type what the customer gave you. The till shows Change: ₦2,100. Hand it over and tap Cash received.

If they gave too little, the till says how much is still short and waits.

Tap: Cash received
Cash step at the Oja till showing change of 2,100 naira and the Cash received button highlighted
2

Transfer: show your account, then confirm

Tap Transfer. The till shows the amount and your bank, account number and name. Tap the copy button to send the number. When you see the money in your bank app, tap Transfer received.

Tap: Transfer received
Transfer step at the Oja till with the account details and the Transfer received button highlighted
3

Card machine: take the card, then record it

Tap Card machine. Take the card on your own POS machine. Type the slip reference if you want it on the order, then tap Card payment approved.

Tap: Card payment approved
Card machine step at the Oja till with the Card payment approved button highlighted
4

Oja Terminal: wait for the payment

Tap Oja Terminal. Show the customer your Oja Terminal account and the amount. When they say they have sent it, tap Payment received.

Tap: Payment received
Oja Terminal details at the till with the Payment received button highlighted
5

Pick their payment

Recent payments lists money that came in and is not linked to a sale yet. A payment of the exact amount comes first and says matches this sale. Tap it. Not there yet? Tap Refresh.

Tap: matches this sale
Recent payments at the Oja till with the payment that matches the sale highlighted
6

Match it to the sale

Oja shows the payment beside the sale. If the amounts are different, it says by how much. Tap Match to this sale, or Not this one to go back.

Tap: Match to this sale
Match payment screen at the Oja till with the Match to this sale button highlighted
7

Record the order

You see Order has been paid for and the amount. Tap Record order. You go to the receipt, ready to print or send.

Tap: Record order
Order has been paid for screen at the Oja till with the Record order button highlighted
Which plan has it:The till is on Odogwu and Chairman. On the free Apprentice plan, Open the till shows the upgrade. Selling with Customer is here works on every plan.

Good to know

  • No internet? Cash, transfer and card machine still work. Oja Terminal needs the internet, because Oja has to see the payment arrive.
  • A transfer you confirm while offline is marked to check, so you can match it to your bank alert later.
  • Tapping Cash received twice by mistake does not record the sale twice.

Try it in the Oja app

Open the till in the Oja app and take your next payment in a few taps.

Start selling free

iPhone, iPad, Android, web and the Oja POS desktop app. One account, the same data, in light or dark mode.